Medical establishments such as hospitals, clinics, medical centers, laboratories, pharmacies, etc., and professionals such as doctors, nurses and para-medical staff are exposed to liability suits lodged against them by patients and those receiving services or by their legal heirs for negligence or malpractice.
UAE Authorities enacted Federal Law no. 10 of 2008 related to Medical Malpractice law governing such cases of negligence and wrongdoings. It is now mandatory that all medical professionals insure themselves against their negligence and wrongdoings.
Policy covers against all sums which you shall become legally liable to pay as damages due to a negligent act, error or omission committed resulting in:
- Any death
- Bodily injury
- Pain and suffering
Period of Insurance
The coverage is usually provided for a period of one year.
A deductible for each and every loss under the policy may be applicable under some sections of the policy.
Premium rates are based on:
- Limit of indemnity
- Estimated annual turnover
- Type of medical services offered
- Number and category of Professionals
- Nature of profession
- Professional experience
Please note that for the easy understanding of the insurance policy, we have highlighted the important aspects. We will be glad to receive your queries and discuss the full set of policy terms, conditions and exclusions.
For more information, please contact Nasco Dubai at +971 4 352 3133.
You must alert us of any accident that may lead to a claim covered under the policy, and our team of experts will assist you in the quick settlement of the claim.
Call us as soon as possible, in case of an accident, and our team of experts will guide you through the claim process. For more information, please contact Nasco Dubai at +971 4 352 3133.